Terms of Service
Last updated: October 2, 2026
These terms cover using The Working Musician. We kept them plain on purpose. By creating an account you agree to them.
Who we are
The Working Musician is a sole proprietorship registered in Ontario, Canada, owned by Lawrence (Lorenzo) Levinson, operating as The Working Musician. Reach us at connect@theworkingmusician.app.
Who can use it
The app is for working musicians who want to understand their money. You need to be old enough to enter a binding contract where you live. You are responsible for keeping your password safe and for what happens in your account. Tell us right away if you think someone else has gotten in.
Your free trial
Every new account starts with a 14-day free trial. You do not need a card to start one. When the trial ends, your account becomes read-only: you can still see everything you logged, but you cannot add or change anything until you subscribe.
Subscriptions and billing
A subscription is CA$19 per month or CA$190 per year for musicians in Canada, and US$19 per month or US$190 per year for musicians in the United States, billed through Stripe. It renews automatically until you cancel. You can cancel any time from the Billing page, and your access runs to the end of the period you already paid for.
Refunds: cancel any time; you keep access until the end of your current billing period, and we do not give partial refunds for time remaining in it. If something went wrong with a charge, email us and we will make it right.
Gifted access
Sometimes we gift a year of access. A gift ends on its end date, does not renew, and does not need a card. Nothing is charged for a gift.
Educational only
The Working Musician shows calculations, floor rates and suggestions to help you think about your money. Everything in the app is educational. It is not financial, tax, legal or accounting advice. Everyone's situation is different, so talk to a qualified professional before making decisions based on the numbers.
Your data is yours
Everything you log belongs to you. You can download a copy any time from the Me page, and you can delete your account and your data from the Account page. We never sell your data. Our Privacy Policy explains the details.
Acceptable use
Do not use the app to break the law, to try to access other people's accounts, to scrape or resell the service, or to interfere with how it works for everyone else. Be a decent member of a small community.
Ending or pausing accounts
We can suspend or close an account that breaks these terms or puts the service or other musicians at risk. If we do and it was a mistake, we will fix it. You can close your own account any time.
The service as is
The Working Musician is provided as is and as available. We work hard to keep it accurate, safe and running, but we do not promise it will be perfect or uninterrupted.
Limitation of liability
To the fullest extent the law allows, The Working Musician is not liable for indirect or consequential losses, lost income or lost data arising from your use of the app. Our total liability to you is limited to what you paid us in the 12 months before the claim.
Changes to these terms
We may update these terms as the service grows. We will change the date at the top and give reasonable notice in the app or by email before anything important takes effect. Keeping your account after that means you accept the updated terms.
Governing law
These terms are governed by the laws of Ontario, Canada, and applicable Canadian federal law, including PIPEDA.
Contact
Questions about these terms: connect@theworkingmusician.app. You can also write to The Working Musician, 2482 Yonge Street, Unit 1527, Toronto, ON M4P 2H5, Canada.